Retirement is a state of mind, not always a destination. We’re breaking tradition and adding flexibility to traditionally inflexible retirement plans.
While waiting until your 60s to put your retirement funds to use may work for some, we’re not here to prescribe a one-size-fits all solution. We’ll leave that to the traditionalists. Expand your retirement options with the RetirementPAYDAY Policy.
With RetirementPAYDAY, your principal can continue to grow tax-free, maximizing your retirement income potential and affording you guaranteed income for life.
In addition, RetirementPAYDAY allows you to access stock market returns with full downside protection. This means that when the market performs well, you benefit from tax-free market gains. And when the market experiences losses, your principal remains protected.
Have the peace of mind knowing that you’ll never outlive your income stream in retirement.
Ultimate income guarantee when you need it most.
Say goodbye to uncertainty with RetirementPAYDAY and enjoy your peace of mind knowing you’ll never outlive your income, GUARANTEED. With the flexibility to choose when you activate your income, you can adjust your retirement income strategy based on your needs.
Flexibility to pick the index of your choice.
Returns are determined by indexes of your choice. You can allocate all or part of your policy’s value to earn compounded interest that is based on the positive performance of an external market.
Interest is credited annually on the policy anniversary based on the actual performance of the index and crediting method applied.
All of the growth, without all of the taxes.
The money you pay into RetirementPAYDAY earns interest for you and compounds tax-differed within your RetirementPAYDAY policy. This puts the power of compounding on your side, taking full advantage of tax-differed earnings allowing your income to grow faster.
At no time is your money at risk in the market.
Your principal & your gained interest will always be protected against market downturns.
Your policy tracks the performance of your selected index(es) – but you’re not actually participating in the market or buying shares in any index.
If at the end of the crediting period:
It’s not just about your retirement; it’s about your legacy.
Secure your family’s financial future and ensure generational wealth that lasts. With RetirementPAYDAY, you’re leaving more than just memories; you’re leaving a legacy.
RetirementPAYDAY unlike other financial vehicles, offers a tax-efficient path to transferring wealth.
RetirementPAYDAY, unlike other financial vehicles, offers a tax efficient path to transferring wealth.
DISCLAIMER: The indexes available within the contract are constructed to keep track of diverse segments of the U.S. or international markets, or specific market sectors. Guarantees are backed solely by the financial strength and claims-paying ability of the carrier. This content is general information for educational purposes, and is not intended to constitute fiduciary advice.