Section 125 plan

The Champ Plan | Section 125 Plan Shows Your Team You Truly Care | This powerful benefit helps you support your employees without stretching your budget.

When Taylor opened her third small business location, she knew one thing for sure: she couldn’t have done it without her team. From covering shifts during late-night product launches to supporting clients like they were their own, her employees went above and beyond.

She wanted to show her appreciation—not with a one-time bonus, but with something that truly helped them in everyday life.

That’s when she discovered The Champ Plan | Section 125 Plan—a zero-cost, IRS-approved benefit that provided financial relief for employees and tax savings for her business.

If you’re a business owner like Taylor who leads with heart but needs help with execution, this plan may be exactly what you’re looking for.

Beyond Bonuses: Giving Your Team Ongoing Financial Relief

A $200 gift card is nice. A pizza party is appreciated. But neither compares to the impact of a benefit that makes your employees’ lives easier every single month.

The Champ Plan | Section 125 Plan is one of those rare offerings that:

Increases take-home pay

Lowers out-of-pocket medical costs

Supports mental and physical health

Signals to employees: “We care about your everyday well-being.”

When you’re building a team-centered workplace, these kinds of benefits speak louder than words.

📖 According to SHRM, ongoing appreciation—not just one-time rewards—is key to retention and morale.

How The Champ Plan Works Without Adding Cost

One of the biggest misconceptions about offering better benefits is that they must come with a higher cost.

But The Champ Plan flips that idea completely.

Here’s how it works:

It’s structured under Section 125 of the IRS code (also known as a cafeteria plan).

Employees use pre-tax dollars for medical reimbursements, which reduces their taxable income.

Employers save on payroll taxes (FICA, FUTA, and SUTA), often recouping the admin costs—and more.

What’s covered:

Doctor visits

Labs and diagnostics

Urgent care

Mental health services

And more

The result? A zero-cost benefit that makes a big impact for employees and a smart tax strategy for you.

💡 Most companies save $500–$1,000+ per employee per year just in reduced payroll taxes.

Team Testimonials: What Employees Say About the Savings

🗣 “I didn’t expect it to make such a difference—but I was able to get my annual physical and labs done, totally covered.”

🗣 “The Champ Plan helped me put more money back into my paycheck every month. It feels like the company really thought about our day-to-day needs.”

🗣 “When I had to visit urgent care, I used my Champ Plan instead of paying out of pocket. It felt like a weight lifted.”

When you invest in benefits that reduce employee stress and improve their financial wellness, the appreciation is real—and lasting.

Caring Leadership = Stronger Retention

Culture isn’t built in the break room. It’s built in the choices you make as a leader.

And one of the most powerful signals you can send to your team is this:

“We value your health, your money, and your peace of mind.”

That kind of care builds trust.

It creates loyalty.

And it sets your business apart in a world where employees are increasingly looking for purpose-driven workplaces that don’t just say they care—they show it.

According to Inc. Magazine, one of the top reasons employees stay at a company isn’t money—it’s feeling valued.

FAQs

❓ What does this signal to employees?

It shows them you care about more than productivity—you care about their well-being. It communicates that your leadership style is proactive, thoughtful, and rooted in people-first values.

❓ How do I announce this benefit?

Frame it as a gift with lasting impact. Consider an all-team meeting or personalized emails. Emphasize how it helps them now—lower costs, more coverage, and financial breathing room.

❓ Will it feel like a real value to my team?

Absolutely. Because it’s not a one-time bonus—it’s a monthly impact on their health, their finances, and their peace of mind. Employees immediately notice the difference in take-home pay and medical access.

Final Thoughts: Culture Begins with Care

You don’t need to offer luxury perks to build loyalty.

You just need to offer benefits that show you care—in tangible, everyday ways.

The Champ Plan | Section 125 Plan is one of the most simple, scalable, and meaningful tools you can use to support your team. It saves money. It improves morale. And most importantly, it strengthens the bond between leadership and team.