The Champ Plan | Section 125

The CHAMP Plan™ supplements your company’s health benefits with $0 copays, no deductibles, and powerful wellness tools—at no net cost.

Why Forward-Thinking Employers Are Choosing The CHAMP Plan™

When it comes to attracting and retaining top talent, your benefits package plays a critical role. Yet traditional major medical insurance often leaves gaps that lead to out-of-pocket expenses, reduced access to care, and employee frustration.

That’s where The CHAMP Plan™ steps in.

Designed to work alongside your existing health insurance—not replace it—this innovative plan provides zero-net-cost, zero-deductible, and zero-copay benefits that immediately enhance employee wellness and satisfaction.

If you’re considering ways to strengthen your benefits strategy without increasing your bottom line, this guide will walk you through everything you need to know.

What Is The CHAMP Plan™?

The CHAMP Plan™ is a Section 125 compliant supplemental benefits plan that fills critical healthcare gaps left by traditional insurance. It’s structured to give employees easier access to routine, preventative, and virtual care—without any out-of-pocket cost to them or to your organization.

Best of all? It’s not insurance—and it doesn’t interfere with your current major medical plan.

Core CHAMP Plan™ Benefits at a Glance

Here’s what your employees can access immediately with CHAMP:

💡 In-Person & Virtual Medical Services

• Primary Care Visits – $0 copay, $0 deductible
• Urgent Care Visits – $0 copay, $0 deductible
• Preventative Services – 100% covered

💊 Prescription Access

• Unlimited Generic Medications – Included on the CHAMP formulary at $0 copay

🩺 Virtual Care Tools

• 24/7/365 Physician Access – Anytime care via phone or video
• Virtual Direct Primary Care
• Health Dashboard + Personal Health Improvement Plan
• Confidential Health Consultations with Dedicated Wellness Coaches

These are meaningful benefits that employees actually use—resulting in reduced absenteeism, improved morale, and greater productivity.

Mobile Access Through the CHAMP Health Wallet App

With the CHAMP Health Wallet app, employees have easy access to their benefits right from their smartphone.

Whether they’re scheduling an urgent care appointment, reviewing their health plan, or filling a prescription while traveling, everything is accessible in just a few taps—no need for paperwork or waiting on hold.

This mobile-first approach makes it simple to:

• Access ID cards
• Connect with a provider
• Review benefits on the go
• Navigate available prescriptions

A No-Cost Win for Employers

You might be asking: “If this plan is so robust, what’s the catch?”

Here’s the good news: There isn’t one.

Because The CHAMP Plan™ is built under IRS Section 125 guidelines, your company can save up to $573 per employee annually in payroll taxes—fully offsetting the cost of the program and even resulting in a net savings.

Employer Benefits Include:

• Reduced payroll tax liability
• Lower healthcare-related absenteeism
• Increased employee retention and satisfaction
• No disruption to existing major medical plans

See the CHAMP Plan™ in Action

If you’re looking to modernize your benefits offering while saving money, it’s time to explore The CHAMP Plan™. With zero cost, zero deductible, and zero copay, it’s a powerful addition to your employee benefits strategy—especially in today’s competitive hiring landscape.

👉 Schedule a free consultation with a CHAMP Plan™ specialist today.
We’ll show you how the program works, how to implement it, and how it can immediately benefit your bottom line.

🌐 Or visit: thepolicyshop.com/the-champ-plan

FAQs About the CHAMP Plan™

Is this a replacement for health insurance?

No. The CHAMP Plan™ is designed to complement your current health insurance plan—not replace it.

How much does it cost to offer this to employees?

The plan is zero-net-cost to employers, and often results in payroll tax savings.

What types of companies are eligible?

The CHAMP Plan™ is available to businesses of all sizes, including private schools, school districts, nonprofits, and service-based businesses.

Can employees keep their current doctors?

Yes. CHAMP works independently of your current insurance network and does not restrict access to providers.