WealthX offers tax-free growth connected to market indexes, ensuring that your investment gains aren’t eroded by taxes. And with full downside protection, you can be assured that you can’t lose your hard-earned principal in case of a market downturn. But we understand that life is unpredictable and sometimes you need to access your funds to take advantage of opportunities or handle unexpected expenses. That’s why our WealthX policy provides ultimate flexibility, allowing you to access your funds when needed without the requirement to sell off your assets. We believe that your hard work and dedication should benefit future generations and our WealthX Policy is designed to help you achieve just that. Invest in your family’s future with confidence, knowing that your assets are protected and your wealth can grow tax-free.
Flexibility to pick the index of your choice.
Returns are determined by indexes of your choice. You can allocate all or part of your policy’s accumulation value to earn compounded interest that is based on the positive performance of an external market. Interest is credited annually on the policy anniversary based on the actual performance of the index and crediting method applied.
All of the growth, none of the taxes.
The money you pay into WealthX earns interest for you and compounds tax-free within your WealthX policy. This puts the power of compounding on your side, taking full advantage of tax-free earnings allowing your interest to grow faster.
Ultimate liquidity when you want it.
Your money within WealthX is available to you when you want it and without having to liquidate assets. Once your money is inside WealthX, your money can grow tax-deferred, you can access it tax-free, and you can generally transfer it income tax-free to your heirs upon your passing. WealthX allows you access to your Indexed accumulations to support your tax-free income.
At no time is your money at risk in the market.
Your principal & your gained interest will always be protected against market downturns. Your policy tracks the performance of your selected index(es) – but you’re not actually participating in the market or buying shares in any index. If at the end of the crediting period:
Pass on all of your legacy.
The WealthX Policy also benefits those you care about. Most death benefits and transfer values are generally tax-free, when passed on to your heirs.
WealthX, unlike other financial vehicles, offers a tax efficient path to transferring wealth.
DISCLAIMER: Most life insurance policies require health and financial underwriting. Policy loans will reduce the available cash value and death benefit and may cause the policy to lapse, or affect guarantees against lapse. | The indexes available within the policy are constructed to keep track of diverse segments of the U.S. or international markets, or specific sectors. These indexes are benchmarks only. This content is not intended to provide comprehensive information regarding Indexed Universal Life insurance policies. This is general information only. Each insurance product will have specific features, benefits, and limitations.