WealthX Indexed Universal Life Insurance

Market-Linked Growth | Legacy Protection

Life insurance that works as hard as you do.
WealthX is an Indexed Universal Life Insurance (IUL) policy designed for people who want more than just a death benefit. It’s a smart, flexible tool to help you grow wealth tax-deferred, protect your money from market downturns, and unlock tax-free retirement income.

 

✅ What Makes WealthX So Powerful?

Feature

Why It Matters

Tax-Free Retirement Income

Access your cash value tax-free via policy loans & withdrawals.

Market-Linked Growth

Benefit from index performance without direct market exposure.

Downside Protection

Your principal is never at risk from market losses.

Flexible Premiums

Adjust contributions as your income and goals evolve.

Living & Death Benefits

Protect your family while building long-term wealth.

Legacy Planning

Leave a tax-free inheritance for the next generation.

💡 Want to compare IUL to Roth IRAs or traditional retirement accounts?

 

📈 How WealthX Works

  1. You Pay Premiums – Flexible based on your income.
  2. WealthX Builds Cash Value – Tied to an index (like the S&P 500), with protection from losses.
  3. Access Income Tax-Free – Use policy loans and withdrawals in retirement.
  4. Leave a Legacy – The policy pays out a tax-free death benefit to your beneficiaries.

 

🧩 Who Is WealthX Designed For?

  • Professionals & entrepreneurs seeking tax-advantaged wealth accumulation
  • Families who want flexible protection and retirement income
  • Investors looking for market growth without market risk
  • Anyone concerned about rising taxes and looking for long-term planning tools

 

🧠 IUL vs. Traditional Retirement Tools

Product

Tax-Free Income

Market Risk

Contribution Limits

Guaranteed Death Benefit

WealthX IUL

✅ Yes

🚫 None

🚫 None

✅ Yes

Roth IRA

✅ Yes

✅ Yes

✅ Yes

🚫 No

401(k)

🚫 No

✅ Yes

✅ Yes

🚫 No

Term Life Insurance

🚫 No

🚫 None

🚫 N/A

✅ Yes

 

💬 What Our Clients Say

“WealthX was a game-changer for our financial plan. We now have a life insurance policy that doubles as a tax-free retirement account.”
Steven M., Small Business Owner

“It’s like a Roth IRA with life insurance benefits—and I don’t have to worry about contribution limits.”
Carla T., Corporate Executive

 

❓ FAQs About WealthX IUL

Q: Is the cash value really tax-free?
A: Yes. When structured properly, you can borrow against your cash value tax-free through policy loans.

Q: What happens if the market drops?
A: Your principal is protected. You’ll earn zero that year, but you won’t lose any money.

Q: Can I use this as a retirement income source?
A: Absolutely. Many clients use WealthX to generate tax-free income during retirement.

 

📞 Ready to Build Wealth Without Risk?

WealthX isn’t just life insurance—it’s a long-term financial strategy.
Whether you’re planning for retirement, building generational wealth, or seeking tax efficiency, this IUL policy gives you powerful flexibility and peace of mind.

👉 Schedule a Free consultation
Talk to a licensed advisor about how WealthX fits into your plan.