19 May WealthX Indexed Universal Life Insurance
Market-Linked Growth | Legacy Protection
Life insurance that works as hard as you do.
WealthX is an Indexed Universal Life Insurance (IUL) policy designed for people who want more than just a death benefit. It’s a smart, flexible tool to help you grow wealth tax-deferred, protect your money from market downturns, and unlock tax-free retirement income.
✅ What Makes WealthX So Powerful?
Feature | Why It Matters |
Tax-Free Retirement Income | Access your cash value tax-free via policy loans & withdrawals. |
Market-Linked Growth | Benefit from index performance without direct market exposure. |
Downside Protection | Your principal is never at risk from market losses. |
Flexible Premiums | Adjust contributions as your income and goals evolve. |
Living & Death Benefits | Protect your family while building long-term wealth. |
Legacy Planning | Leave a tax-free inheritance for the next generation. |
💡 Want to compare IUL to Roth IRAs or traditional retirement accounts?
📈 How WealthX Works
- You Pay Premiums – Flexible based on your income.
- WealthX Builds Cash Value – Tied to an index (like the S&P 500), with protection from losses.
- Access Income Tax-Free – Use policy loans and withdrawals in retirement.
- Leave a Legacy – The policy pays out a tax-free death benefit to your beneficiaries.
🧩 Who Is WealthX Designed For?
- Professionals & entrepreneurs seeking tax-advantaged wealth accumulation
- Families who want flexible protection and retirement income
- Investors looking for market growth without market risk
- Anyone concerned about rising taxes and looking for long-term planning tools
🧠 IUL vs. Traditional Retirement Tools
Product | Tax-Free Income | Market Risk | Contribution Limits | Guaranteed Death Benefit |
WealthX IUL | ✅ Yes | 🚫 None | 🚫 None | ✅ Yes |
Roth IRA | ✅ Yes | ✅ Yes | ✅ Yes | 🚫 No |
401(k) | 🚫 No | ✅ Yes | ✅ Yes | 🚫 No |
Term Life Insurance | 🚫 No | 🚫 None | 🚫 N/A | ✅ Yes |
💬 What Our Clients Say
“WealthX was a game-changer for our financial plan. We now have a life insurance policy that doubles as a tax-free retirement account.”
— Steven M., Small Business Owner
“It’s like a Roth IRA with life insurance benefits—and I don’t have to worry about contribution limits.”
— Carla T., Corporate Executive
❓ FAQs About WealthX IUL
Q: Is the cash value really tax-free?
A: Yes. When structured properly, you can borrow against your cash value tax-free through policy loans.
Q: What happens if the market drops?
A: Your principal is protected. You’ll earn zero that year, but you won’t lose any money.
Q: Can I use this as a retirement income source?
A: Absolutely. Many clients use WealthX to generate tax-free income during retirement.
📞 Ready to Build Wealth Without Risk?
WealthX isn’t just life insurance—it’s a long-term financial strategy.
Whether you’re planning for retirement, building generational wealth, or seeking tax efficiency, this IUL policy gives you powerful flexibility and peace of mind.
👉 Schedule a Free consultation
Talk to a licensed advisor about how WealthX fits into your plan.