Flexible Spending Accounts (FSAs) & the Section 125

Maximize Your Healthcare Savings with FSAs

Healthcare costs can quickly add up, but Flexible Spending Accounts (FSAs)—a key feature of The Policy Shop’s Section 125 Plan—help you manage expenses while maximizing tax-free savings.

FSAs allow you to set aside pre-tax dollars for medical expenses, reducing your taxable income and putting more money back in your pocket. Whether it’s covering doctor visits, prescriptions, dental care, or vision services, an FSA provides a smart way to save on essential healthcare costs.

Key Benefit: Tax-Free Savings for Healthcare 💡

An FSA offers flexibility, convenience, and significant tax savings to help you plan for medical expenses without financial stress.

📌 How an FSA Can Benefit You:

✅ Pre-Tax Contributions = Lower Taxes
Money contributed to your FSA is not subject to federal income tax, Social Security tax, or Medicare tax, helping you reduce your taxable income and overall tax burden.

✅ Use Funds for a Wide Range of Healthcare Expenses
FSA funds can be used for doctor’s visits, prescriptions, over-the-counter medications, dental treatments, vision care, and even medical supplies—all tax-free.

✅ Immediate Access to Funds
Unlike other savings accounts, your full FSA balance is available at the start of the plan year, giving you peace of mind knowing funds are ready when you need them.

✅ Budget-Friendly Healthcare Planning
By setting aside tax-free money for expected medical expenses, FSAs help you stay ahead of healthcare costs and avoid financial surprises.

💡 Bottom Line: Save More, Stress Less

A Flexible Spending Account (FSA) is a powerful financial tool within the Section 125 Plan, helping you cut healthcare costs, lower your tax bill, and manage medical expenses with ease.

🚀 Take Advantage of FSAs Today!

Contact The Policy Shop to learn how an FSA can help you save more while making healthcare more affordable.