Cut costs. Keep coverage. Boost morale.

Learn how The CHAMP Plan empowers employers to offer quality healthcare benefits—without breaking the budget.

💸 The Healthcare Dilemma for Small & Midsize Businesses

Let’s be real: healthcare costs are skyrocketing, and most employers are stuck between two bad choices:

1. Slash benefits and risk employee turnover,
2. Or stretch budgets and eat the rising costs.

But what if you didn’t have to choose?

Enter The CHAMP Plan—a cost-conscious way to offer premium benefits without the premium price tag.

🧠 What Is The CHAMP Plan, Really?

It’s a Section 125 Plan with a modern twist.
The CHAMP Plan allows employers to provide pre-tax healthcare reimbursements for things like doctor visits, prescriptions, dental, and vision care—all without having to revamp or increase your existing health coverage.

Think of it as a budget booster—helping both employers and employees keep more money in their pockets.

💥 How CHAMP Maximizes Benefits and Minimizes Costs

Here’s where it gets exciting (yes, we said exciting and healthcare in the same breath):

✅ 1. Pre-Tax Power = Real Savings

Employees pay for qualifying medical expenses with pre-tax dollars. That means:

• Lower taxable income
• Bigger take-home pay
• And a smaller payroll tax burden for you as the employer

Translation? Everyone wins.

💼 2. Zero Net Cost to the Business

This isn’t just affordable—it’s often revenue-neutral or revenue-positive.

Because CHAMP reduces your share of payroll taxes (like FICA), the plan can pay for itself—and then some.

📊 3. Big ROI Without Big Risk

When it comes to ROI, CHAMP delivers. You’re offering employees better benefits, while saving an average of $500–$1,200 per year per employee in tax-related costs.

That’s money you can reinvest in:

• Business growth
• Hiring
• Bonus pools
• Or simply padding your bottom line

🤝 4. Morale Boost Without the Burnout

Offering stronger benefits—even in a tight economy—sends a message:

“We’ve got your back.”

That kind of culture wins in today’s competitive hiring market. CHAMP gives you the perks of a Fortune 500 benefits package without the budget of one.

💬 What Employees Actually Get

The CHAMP Plan covers real-world expenses like:

• Co-pays
• Deductibles
• Dental & vision
• Prescriptions
• Even mental health services

All while boosting their net income. It’s not just coverage—it’s compensation that matters.

🚀 The Bottom Line

You don’t have to spend more to offer more.
With The CHAMP Plan, you get a smarter way to offer healthcare benefits—the kind that:

• Cuts costs
• Keeps your team happy
• And keeps your business competitive

Budget-friendly doesn’t have to mean benefit-bare.
CHAMP helps you say yes to better benefits without saying goodbye to your profit margin.