IUL: tax-free growth 

WealthX  IUL offers tax-free growth connected to market indexes, meaning your investment gains aren’t eroded by taxes.

And with full downside protection, your principal and accumulated interest are not lost in case of a market downturn via your insurance contract.

But we understand that life is unpredictable and sometimes you need to access your funds to take advantage of opportunities or handle unexpected expenses.

That’s why our WealthX Indexed Universal Life Insurance policy allows tax-free access to your funds when you want and without the requirement to sell off your assets.

We believe that your hard work and dedication should benefit yourself and future generations and our WealthX Policy is designed to help you achieve just that.

Invest in your family’s future with confidence, knowing that your assets are protected and your wealth can grow tax-free.

Lets get into the details…

Market Driven Benefits… Your policy value gowns tax-free based on marker driven performance and you have the flexibility to pick the index of your choice.

Yep, your returns are determined by indexes of your choice. You choose to allocate all or part of your policy’s accumulation value specific indexes to earn compounded tax-free interest that is based on the positive performance of an external market. Your interest is credited annually on the policy anniversary based on the actual performance of the index and crediting method applied.

Tax-Free Growth… you heard that correctly, all of the growth, none of the taxes.

The money you pay into WealthX earns interest for you and compounds tax-free within your WealthX policy. This puts the power of compounding on your side, taking full advantage of tax-free earnings allowing your interest to grow faster.

Tax-Free Income… for Ultimate liquidity when you want it.

Your money inside the WealthX policy is available to you when you want and for whatever reason you want it for. Inside WealthX, your money can grow tax-deferred, and you can access it tax-free. WealthX is often used to acces your Indexed accumulations to support tax-free income. And your value with WealthX can generally transfer tax-free to your heirs upon your passing.

Avoid Market Volatility… what good are all the gains if your money is at risk for loss in the market. 

Your principal & your gained interest are protected against market downturns. You see, your policy tracks the performance of your selected indexes – but isn’t actually invested in market or buying shares in any index.

Here is how it goes, if at the end of the crediting period:

An index you’ve chosen shows a positive return, then interest is credited to the policy’s accumulation value and you make the gains.

But if an index you’ve chosen shows a negative return, you won’t earn interest, but you won’t lose anything either.

Generational wealth transfer… so you can pass on all of your legacy.

The WealthX Policy also benefits those you care about. We have told you all about the living benefits, but WealthX also has a death benefit. And most death benefits and transfer values are generally tax-free, when passed on to your heirs. WealthX a tax efficient path to transferring wealth.

Discover the power of WealthX IUL and take control of your financial future. Contact The Policy Shop today to learn more about our WealthX Life insurance policies and start investing in your family’s legacy.